PAYE take-home pay estimator

UK Salary Calculator 2026-27

Calculate your take-home pay after income tax, National Insurance, pension and student loan.

Your details

Enter your pay

Annual gross salary

£10,000£200,000

Tax region

Tax code

For reference only; this estimate uses the standard personal allowance and tax bands.

Pension contribution

Salary sacrifice, as a percentage of gross pay.

Student loan plan

Hours per week

Show take-home

Estimated take-home pay

£39,520

annual after tax and deductions

Daily

£152

Hourly

£20.27

Effective rate

21.0%

Marginal rate

28%

Gross salary£50,000

Income tax£7,486

National Insurance£2,994

Estimate based on HMRC 2026/27 rates. Personal circumstances and HMRC adjustments can change the result.

Useful guide

See how the relevant rates work and what to check on your own payslip or purchase.